Thankful for the Big Beautiful Bill: HELOCs, Section 179 & the Sweet PPA Bonus Making 2026 Brighter

Thanksgiving is the perfect moment to pause, look around, and acknowledge the things that quietly keep our businesses moving forward. This year, our gratitude goes to an unlikely hero: 

The Big Beautiful Bill. 

Not the headlines — the hidden wins inside it that are giving homeowners, contractors, financiers, and operators some serious lift heading into 2026. 

HELOCs, solar energy, and clean energy incentives, showing gratitude for policies that promise a brighter 2026.

1. HELOCs: The Unsung Hero of Home Upgrades 

HELOCs are back in a big way, and they’re bringing real flexibility with them: 

• Lower rates 

• Longer draw periods 

• Easier approvals 

• Access to meaningful equity 

For solar, home improvement, and energy-efficiency upgrades, HELOCs are restoring buying power. That means higher approval rates, smoother closes, and faster project starts. 

In 2026, HELOCs might be the quiet engine behind a lot of growth. 

2. Section 179: Modernize Without the Pain 

One of the most overlooked gifts to operators right now: Off-the-shelf software qualifies for immediate write-off. 

CRMs, communication platforms, project-delivery systems — if it runs your business, Section 179 lets you expense it now, not over years. 

No slow depreciation. 

No multi-year schedules. 

Just an immediate deduction. 

For businesses trying to modernize and scale, it’s a game-changer. 

3. The Sweet PPA Bonus: The Cherry on Top for Developers & TPO Providers 

And now for the sleeper hit: 

PPA bonus credits. 

Between Energy Community, Low-Income, Domestic Content, and LMI bonus pathways, developers and TPO providers are seeing stackable incentives reach 40%, 50%, even 60%+ in qualifying regions. 

These bonuses reshape: 

• Capital stack design 

• Tax equity appetite 

• Pricing strategy 

• Long-term project returns 

For developers and TPO operators, this is a generational tailwind — one that shouldn’t be overlooked. 

Why This All Matters 

This Thanksgiving, we’re thankful for the tools that give both homeowners and businesses more flexibility, more leverage, and more opportunity: 

• HELOCs unlocking smarter home upgrades 

• Section 179 rewarding companies investing in better software 

• PPA bonus credits making clean energy projects more bankable 

• And the Big Beautiful Bill tying it all together 

It’s more than legislation — it’s a toolkit for building, growing, and reinvesting. 

And heading into 2026, that’s something worth carving out a moment to appreciate.